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Western Bank is a financial institution with 40,000 account holders and with 15 different branches. Its main location can be found in Southwestern Ontario. It also has 20 different types of deposit account and 20 type of loan.

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In order to verify the reasonableness of some of the numbers reported in Western financial statements. The researcher scrutinized the informational data. This is to investigate the lapses of the computed data done by the Western Bank.

Analysis of the Western Bank Financial... JUST FROM $13/PAGE

The researcher calculated the total interest income by multiplying the interest rate on each type of loan and the loan balance. Then summed over all type of loans and summed over all time periods.

Likewise, the informational data will give the Western Bank manager a broader level of understanding on the computation of the total interest income per month and even per year.

  1. Statement of the Problem

Based on the informational data the following questions were formulated:

  1. What is the total interest income, total average balances and lastly total interest rates of the Western Bank’s in the month of February and April?
  2. What is the profile of the Western Bank in terms of total Prime rate, total deposit balance, total loan balance, interest revenue, and interest expense?
  3. What is the year end total interest revenue on loans and the total interest expense on deposits of the Western Bank’s through financial statements?
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Kylie Garcia

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